Financial Planning

So what is a financial plan?
“A comprehensive evaluation of an investor’s current and future financial state by using currently known variables to predict future cash flows, asset values and withdrawal plans.
Most individuals work in conjunction with an investment or tax professional and use current net worth, tax liabilities, asset allocation, and future retirement and estate plans in developing the plan. These will be used along with estimates of asset growth to determine if a person’s financial goals can be met in the future, or what steps need to be taken to ensure that they are.”

-Definition from

Financial Planning:

  • Retirement Plans
  • Tax Minimization Plans
  • 401(k) Planning
  • 403(b) Planning
  • College Planning
  • Estate Planning
  • Budget/Cash Flow Analysis
  • Profit Sharing Plan